There are many occasions when a person finds himself facing a shortage of money or in need of some extra funds/Loans. For example while getting married, buying a new house or car, paying university bills or spending money on a home renovation project. You cannot always depend on savings and in such a case you might need to borrow from a bank.
Every loan candidate has their own specific requirements and a loan that may be suitable for one person might not work out favorably for another.
Do away with cash and carry around credit card instead for convenience, comfort, and security.
Credit cards are not only easier to use but they come with a range of benefits and bonuses.